In this podcast episode, the focus is on responsible cryptocurrency investment for everyday investors. Matt Hougan, Chief Investment Officer at Bitwise Asset Management, shares insights on how crypto has become much more accessible and secure, thanks to the rise of crypto ETFs. These ETFs provide institutional-level custody, trading, and regulatory oversight from bodies like the SEC and CFTC, reducing the risks that characterized the earlier, chaotic days of cryptocurrency. Hougan recommends a diversified investment strategy, suggesting a combination of Bitcoin and Ethereum, ideally through ETFs or index funds. He highlights the importance of long-term investment plans and proper portfolio sizing to navigate market volatility and avoid making impulsive decisions during downturns. Additionally, he discusses the concept of Bitcoin halving and its potential effects on price.