In this episode of the Motley Fool Money podcast, the hosts dive into two key topics: the FTC's recently introduced "junk fee" rule and the halted merger between Kroger and Albertsons. The junk fee rule mandates that businesses disclose fees upfront for events and hotels, aiming to eliminate unexpected charges for consumers, although it doesn’t guarantee lower prices. Meanwhile, a judge blocked the proposed Kroger-Albertsons merger, prompting both companies to redirect the funds they had set aside for the deal into substantial stock buybacks. The podcast also discusses the current market outlook, hinting that it might be overvalued, and advises new investors to brace for inevitable market corrections by consistently investing at lower prices over time. Lastly, the episode features a segment on effective tax-loss harvesting strategies for savvy investors.