In this podcast episode, we bring together the most insightful moments from previous discussions on personal finance and investing, all designed to help you reach your financial goals for 2025. You'll hear expert advice on key topics like saving, spending, investing—particularly through target-date funds—and understanding taxes, along with tips for cultivating a wealth-building mindset. Ramit Sethi emphasizes a straightforward, automated investing approach using target-date funds from affordable brokerages such as Vanguard or Fidelity, stressing the value of making regular contributions and steering clear of frequent trading. The episode wraps up by underscoring the long-term rewards of steady investing and the critical nature of grasping tax strategies to build wealth effectively.