In this episode of the Motley Fool Money podcast, the hosts start by highlighting a surprising statistic: only 7% of Americans intend to invest more in 2025, even though 70% have set financial resolutions. They then offer valuable investing tips for beginners, recommending insightful books like "One Up on Wall Street" and "The Motley Fool Investment Guide." The discussion shifts to market analysis, examining whether the current market is overheated and what that means for various investing strategies. They also analyze Netflix's recent triumph with "Squid Game" season 2 and its shift towards live sports, while cautioning against relying solely on growth in a maturing market. In the second half, the hosts review budgeting tools, separating them by user experience and highlighting choices like YNAB, GoodBudget, Quicken, Empower, and Monarch Money.