This episode of *The Indicator* from Planet Money, a co-hosted news/current affairs podcast, focuses on “11th-hour” actions taken by the Biden administration before the end of its term. The hosts discuss three key indicators: a $2 billion lawsuit against Capital One for allegedly misleading customers about interest rates on savings accounts; the forgiveness of $183 billion in student loan debt for five million borrowers through various means; and the FDA's removal of Red Dye No. 3 from its approved list of food dyes. The discussion highlights the last-minute nature of these actions and their potential vulnerability to reversal by the incoming administration. Listeners gain insight into recent policy decisions and their potential implications.