In this episode of Financial Audit, a couple from Houston, Megan and Garrett, are put under the financial microscope. Megan, a part-time flight attendant and full-time mom, and Garrett, an oil and gas industry professional, reveal a troubling pattern of overspending, debt accumulation, and a lack of shared financial goals. The host uncovers secret loans taken out by Megan, including those for cosmetic procedures and vacations, and confronts them about their reliance on credit and emergency funds to maintain a lifestyle they seemingly cannot afford. Despite earning a good income and having retirement savings, their financial habits, lack of communication, and inability to hold each other accountable threaten their future financial stability, leading the host to express frustration and emphasize the ease with which they could turn their situation around if they chose to prioritize financial responsibility.
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