USAA is returning nearly one billion dollars to Florida policyholders following legal reforms that have dramatically reduced frivolous claims and litigation costs in the state's notoriously troubled insurance market. This is a powerful case study in how regulatory and legal environments — not just weather — drive insurance affordability across the country.

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Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market

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Florida Home Insurance Reform Is Working — And It Could Reshape the Entire Market