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Bonnie Treichel says income planning is about preparing for markets rather than predicting them. She advises against the "set it and forget it" mindset, instead advocating for continually updating your financial plan as life and markets change. She also urges investors to tap into resources they may already be paying for, like 401k advisory services and CFP professionals, and to consolidate orphaned retirement accounts.

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Why Set It and Forget It Could Wreck Your Retirement Plan

Schwab Network

Why Set It and Forget It Could Wreck Your Retirement Plan